I have no credit no, no collateral but the know how and experience to start a business. how do I get the money

Actually having no credit may not be a limiting factor. Try these steps 1. get a copy of your credit report with the score posted. If you truly have not established any credit your score may be low but you need to know your score. 2. develop a business plan outlining your products or services and describe the market you are selling to. 3. Get help from your local SBA , SCORE or Small Business Development Center to help with details. 4. In your business plan detail how your business will generate cash and positive cash flow. 5. Based on these details you may find that the business will generate enough cash on its own and that you need little start up capital. 6. Review your plan and make adjustments. 7. Get your business started- Family and Freiends should not be overlooked to start up capital but only after you have demonstrated a strong plan. There are third parties that can help structure loans from family and friends.